You need to have health insurance. Even though you may not need to have health insurance. Medical procedures and check-ups can sometimes be cheaper without health insurance. But if you have health insurance, they can be more expensive for you than if you didn't have health insurance. And if you have health insurance, you can't choose not to use your health insurance. Make sense? Of course not. And neither does this father's story.

His daughter needed a life-saving ambulance ride, which cost $600. Then he got a bill for $1300. Either his insurance company charged $2300, or the ambulance charged $2300. Either way, insurance only covered $1000. And now the dad has to pay $1300, even though he could have paid $600.

This doesn't make a lick of sense. It doesn't to the father, either.

I'm not a healthcare expert, nor do I play one on the internets. However, I did notice a change in dealing with doctors and insurance companies from when my dad had cancer before 2014 and when my mom had cancer after 2014. It is unclear why that is.

My last physical, when I didn't have insurance, cost me under $300, including lab work. The doctor's assistant said she had to make my appointment for the lab work because if she did, it would only cost me $75. Had I made the same appointment myself, they would have charged me a few thousand. I found that to be strange.

Then I saw the bill for my next physical when I had insurance. For the exact same checkup, it went from $300 without insurance to almost $5000 when the insurance company charged the doctor's office or the doctor's office charged the insurance company. If still confused as to which. I just looked to see if it was a bill and, if so, how much I owed. It was close to $300.

None of this makes sense. Our elected officials making sense of it (instead of causing it to make less sense) would be nice.

Brodigan is Grand Poobah of this here website and when he isn't writing words about things enjoys day drinking, pro-wrestling, and country music. You can find him on the Twitter too.

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