As the search continues for the murderer of United Healthcare’s CEO, today’s show analyzed why so many health insurance claims are denied and it may not be for the reasons you think.

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“I get why people are upset and I get why people recognize the system is broken but this is terrorism. Do we want a world where we go out and execute every CEO?” Crowder said.

Rather than blaming insurance companies, the real culprits are the lawmakers who voted for the Affordable Care Act (ACA), also known as Obamacare.

Firstly, it forced everyone to purchase health insurance, including young people who otherwise did not believe they needed to. It also forced insurance companies to accept those with pre-existing conditions, including those with self-induced diabetes.

"You don't just have many new, young healthy people joining in, lowering the overall risk pool. You have a guarantee that these people joining now will increase the cost," Crowder added. “It’s like having car insurance companies cover people with suspended licenses.”

Thus, this increased premiums, and claim denial rates also rose.

And to top it all off, there was no cap on how much companies could raise expenses. Subsequently, premiums went up by over 80 percent and deductibles by over 50 percent.

“The key fact here is unlimited government bailouts,” Crowder said. “We do have a problem and it gets really bad when it includes government intervention.”

In 2016, $170 billion went to bailouts for insurance companies.

“It occurred because of mandates,” Crowder added.

According to Axios:

Health industries' spending on federal lobbying rose 70% from 2000 to 2020, largely driven by drug and device makers and activities surrounding the Affordable Care Act, according to new research in JAMA Health Forum.

The industry as a whole spent $713.6 million lobbying federal policymakers in 2020, compared to $358.2 million in 2000. Drug and device manufacturers accounted for about 43% of the total in 2020, or $308.4 million.

Seven of the top 10 organizations registered to lobby on the Inflation Reduction Act — out of more than 2,000 total — were pharmaceutical or health insurance companies.

“At what point are hundreds of billions not enough?” Crowder said. “For some reason, they are more profitable than ever.”

None of this would have been possible without “constant, never-ending supplies of taxpayer dollars.”

“It’s a revolving door of favors from these lobbyists to the government and then the government back to these industries,” Crowder said.